Thinking about switching over from NIB?
* Based on an Australian Government Rebate of %, % LHC loading, $ excess for a in .
Change your cover or compareSee how much you can save by switching over to Teachers Health
| HEALTH FUND | TOP SINGLES COVER | MONTHLY PREMIUM | ANNUAL SAVINGS WITH TEACHERS HEALTH# |
| Teachers Health | Top Hospital 500 (Gold) + Top Extras | $243.37 | |
| NIB | Gold Top Hospital ($750 Excess) + Top Extras | $391.49 | $1,777.44 |
| NIB | Silver Advantage Hospital Plus $500 + Top Extras | $316.31 | $875.28 |
| Bupa | Gold Comprehensive Hospital ($500 Excess) + Top Extras 75 | $381.03 | $1,651.92 |
| HCF | Hospital Premium Gold 500 + HCF Top Extras | $347.52 | $1,249.80 |
| Medibank Private | Gold Complete Hospital 500 + Top Extras 75 | $303.15 | $717.36 |
Get 6 weeks free*
Join with Hospital & Extras cover by 31 October and skip the 2 & 6 month waits on things like general dental, optical and physio!
Looking to switch? Compare our award-winning cover in minutes!
Joining Teachers Health
Changing up your cover couldn’t be easier! In fact, we can do the legwork for you, including contacting your current fund to cancel your cover.
But before we get into the details, please check you’re eligible to join the Teachers Health family.
Switching is easy as...
- Choosing the cover that's right for you. If you switch to the same level of cover, you'll have no waiting periods.
- Joining online or over the phone
- That's it! We'll contact your old health fund for you.
Why Teachers Health?
We’re for the education community
As the health fund for school staff and their families, you’re at the heart of everything we do.
We’re for members, not profit
Being not-for-profit, we’re about giving more back to members (not payouts to shareholders).
We’re for care when you need it
As a private patient you can choose your doctor and avoid long public hospital waits (phew!).
We’re for the greater good
We give back to the education community through scholarships, sponsorships, research and more.
Customer Satisfaction Award for Major Private Health Insurer of the Year
We’re always striving to give our members the best, so it’s great to have won the Roy Morgan Customer Satisfaction Award for Major Private Health Insurer of the Year – Not for Profit or Restricted Fund 2022.
Winner of five Mozo People’s Choice Awards 2023
Thanks to our wonderful members, we were voted as the winner of five Mozo People's Choice Awards 2023 – for value for money, outstanding customer satisfaction for Hospital and Extras cover, trust and sign-up experience.
Cover your (big!) kids at no extra cost
We let single kids stay on your cover till they turn 32! So you can cover them at no extra cost (if they're studying) or for less than than they'd pay otherwise (if they're working).
Member benefits
See how we help our members improve their health and get value from their cover.
Questions?
Visit our FAQs section to learn more about eligibility, how to join Teachers Health and how to switch from another fund.
How health insurance works
If you find health insurance confusing, you're not alone! Understanding initiatives like the Australian Government Rebate, Medicare Levy Surcharge and Lifetime Health Cover can help you make informed choices.
Terms and conditions
#Comparisons based on price only. Premiums are quoted for a single person in NSW and include no Lifetime Health Cover loading and include the Base Tier 24.608% Australian Government Rebate on Private Health Insurance. Rebate levels are based on age, income and family composition. Benefits may differ between covers, and we recommend that you compare the benefits to confirm the cover meets your needs. Premiums are sourced from privatehealth.gov.au and are current as at 1 April 2024.
*Eligibility criteria and conditions apply. Offer is available to new members who join Teachers Health with Hospital & Extras cover, or StarterPak (Basic Plus) before 31 October 2024. Six weeks free health cover applies after the first direct debit contribution payment has been received. Two and six month waiting periods are waived on Extras services only. Enter the promo code 'SIX' when joining online. See terms and conditions