A range of cover options
Getting car insurance can cover your vehicle for loss and damage.
Pick a policy that helps you rest easy
Car insurance can provide cover for the following:
Summary of cover options
Check out what’s included for each type of cover. We offer three different levels of cover.
Comprehensive
✔ $30 million of liability cover
✔ Protection from uninsured drivers
✔ Hire car after an accident (optional extra)
✔ Hire car after theft for up to 21 days
✔ Fire and theft
✔ Emergency repairs (up to $800)
✔ Towing*
✔ Trailers (up to $1,000 for a covered event)*
✔ Storm and flood
✔ Vandalism
✔ Personal items (up to $1,000)*
✔ Baby capsules and child seats
✔ No excess for glass-only repair (optional extra)
✔ No Claim Bonus protection (optional extra)
Third Party Fire & Theft
✔ $30 million of liability cover
✔ Protection from uninsured drivers
✘ Hire car after an accident
✔ Hire car after theft for up to 21 days
✔ Fire and theft
✔ Emergency repairs (up to $800)
✔ Towing*
✘ Trailers
✘ Storm and flood
✘ Vandalism
✘ Personal items
✘ Baby capsules and child seats
✘ No excess for glass-only repair
✘ No Claim Bonus protection
Third party property
✔ $30 million of liability cover
✔ Protection from uninsured drivers
✘ Hire car after an accident
✘ Hire car after theft
✘ Fire and theft
✘ Emergency repairs
✘ Towing
✘ Trailers
✘ Storm and flood
✘ Vandalism
✘ Personal items
✘ Baby capsules and child seats
✘ No excess for glass-only repair
✘ No Claim Bonus protection
*Conditions, limitations and exclusions apply.
Important documents
Read the Product Disclosure Statement (PDS) and Target Market Determinations to find out more about what's covered and what's not.
Contact us
Here for you 24/7
If you need to make a claim in the event of an incident call 13 24 80 at any time to kick off the process.
How to claim
Call 13 24 80 with your policy number and any details you have (like where the incident happened and if anyone else was involved).
* Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount.
Terms and conditions: Teachers Federation Health Limited ABN 86 097 030 414 (TFHL) acts as a referrer under an agreement with the insurer, Insurance Australia Limited trading as CGU Insurance ABN 11 000 016 722, AFSL 227681 (CGU Insurance). If you take out an insurance product with CGU Insurance, it will pay TFHL a commission of up to 15% of the premium (exclusive of government charges). The commission will also be paid on any variations to your policy and on renewal. The commissions paid to TFHL are included as part of your premium. When making decisions about insurance, consider the Product Disclosure Statement and Target Market Determinations.