Singles health insurance
* Based on an Australian Government Rebate of %, % LHC loading, $ excess for a in .
Change your cover or compareSingles Hospital cover
With Hospital cover, you have more choices when it comes to the care you receive. Like which hospital you go to and who treats you there. Not to mention avoiding sometimes lengthy public hospital waitlists.
With Teachers Health Hospital cover, you could access a range of support services around hospital treatment, having a baby, or managing your physical and/or mental health (at no extra cost!).
Singles Extras cover
Extras cover helps to pay for everyday health services like dental, optical and physio appointments. You can even claim benefits towards a remedial massage or an acupuncture session.
With Teachers Health Extras, you can get up to two fully covered preventative dental check-ups^ from providers in our dental network. Access discounts, and no gap frame and lens packages when you visit a provider in our optical network.
Get 1 month free*
Plus skip the 2 & 6 month waits on Extras
Join with Hospital & Extras cover by 31 August and you'll get 1 month free cover, plus be able to claim on things like general dental, optical and physio right away. Enter promo code ‘ONE’ when you join online.
Why Teachers Health?
We’re for the education community
As the health fund for school staff and their families, you’re at the heart of everything we do.
We’re for members, not profit
Being not-for-profit, we’re about giving more back to members (not payouts to shareholders).
We’re for care when you need it
As a private patient you can choose your doctor and avoid long public hospital waits (phew!).
We’re for the greater good
We give back to the education community through scholarships, sponsorships, research and more.
Winning hearts (and awards!)
Our members deserve the best, so it’s great to have won the Roy Morgan Customer Satisfaction Award for Major Private Health Insurer of the Year – Not for Profit or Restricted Fund 2022. Plus, five Mozo People's Choice Awards 2023.
Singles health insurance FAQs
What is covered by singles health insurance policies?
Singles cover is just for one person (so it won’t cover a partner or dependants). We have a range of Hospital and Extras covers to suit everyone’s needs and budget.
Even if you opt for simple Hospital cover, Basic Hospital (Basic Plus) can help you avoid public hospital wait lists if you need a joint reconstruction, for example, or your wisdom teeth taken out in hospital.
Extras cover helps with the cost of your everyday health to-do list. Stuff Medicare generally doesn’t pay for, like a trip to the dentist or getting a new pair of prescription glasses.
How much is singles cover?
Singles cover can start from a little as $26.6/week* for StarterPak (Basic +) but we’ve got a range of Hospital and Extras covers to suit everyone’s needs and budget.
To make health cover more affordable, the Australian Government contributes to the cost of private health insurance premiums; this is known as the Private Health Insurance Rebate. See more on how the rebate works
*As at 19/2/24 for Single, NSW, 24.608% rebate and no LHC loading. Price varies based on cover, state, Government rebate and LHC loading.
Who is most suitable for singles health cover?
Singles cover is designed for one person. If you’re looking for cover for a couple or family, then family cover is the way to go!
If you’re over 30, now’s the time to get Hospital cover to avoid the Australian Government’s Lifetime Health Cover loading, which kicks in when you turn 31.
Having Hospital cover can also help you avoid the Medicare Levy Surcharge if your yearly income is more than $93,000.
Is health insurance cheaper as a couple or single?
Singles cover can be cheaper than family cover, but it only covers one person. Family cover will cover two people in a relationship, plus any dependants!
In general, we keep premiums as low as we can. Our average annual premium increase for 2024 was 2.65% – below the industry average of 3.03%.
Read more about choosing the right cover
Have a question? Find the answer in our FAQs
Terms and conditions
^Subject to your level cover and remaining limits.
*Eligibility criteria and conditions apply. Offer is available to new members who join Teachers Health with Hospital & Extras cover, or StarterPak (Basic Plus) before 31 August 2024. One month free health cover applies after the first direct debit contribution payment has been received. Two and six month waiting periods are waived on Extras services only. Enter the promo code 'ONE' when joining online. See terms and conditions